Warranty renewal time... gulp!

[tex]

OK, so I got the letter from BMW, after a year of ownership they have offered to empty my bank account, credit cards and mortgage top up facility for a new warranty.

So I took a deep breath read the letter and thought, not too bad, inidcative Comprehensive quote for a 50k mile car of £835. Problem is mine has now done 63k (18k in the last year), so I checked the website and with a £100 excess £1,926!!!! Gulp! With a £250 excess £1,535... still Gulp!

So I looked at trading down - a Named Component warranty is £1,266 and a Driveline £880.

So, I would welcome your thoughts. Is the Comprehensive worth all the extra cost? Given the usual claims, would a Driveline do the job? I reckon if I am paying £1,200 for a Named I may as well pay £1,500 for a Comprehensive. So I reckon the Comprehensive or the Driveline.

What are your thoughts from past experience?

[shimmy]

I have named component over 60k miles cover

It covers the expensive big lumps that can wrong.

[Bounce]

Think ill do the same as Shimmy as mine is over 60k.The driveline cover only covers you for 5k,which i dont think is good enough as Duncan will tell you.

[Mark S]

I'm feelin for you, have just renewed mine on-line, comprehensive, 32k miles, £250 excess, £612 for the year.

I dont know if i could bring myself to pay £1,500+ to be honest.

She's due for an oil change around now, i usually use a dealer in Stockport, but if anyone knows an alternative around south Manchester . . . . . . .

[Bounce]

Originally Posted by Mark S

I'm feelin for you, have just renewed mine on-line, comprehensive, 32k miles, £250 excess, £612 for the year.

I dont know if i could bring myself to pay £1,500+ to be honest.

She's due for an oil change around now, i usually use a dealer in Stockport, but if anyone knows an alternative around south Manchester . . . . . . .

Thats a good price Mark,think the cheapest i ever paid was £760 a couple of years ago.Have you not taken out the emergency service option.

[shimmy]

so interestingly if i swapped my car for a 32k mile CSL i could save £1000 on warranty alone PER YEAR

[Pip1968]

Originally Posted by Mark S

I'm feelin for you, have just renewed mine on-line, comprehensive, 32k miles, £250 excess, £612 for the year.

I dont know if i could bring myself to pay £1,500+ to be honest.
. . . . . .

Mine is due in October and this is the way I am going ie the same as last year - comp 250xs. I have 29k on the clock and only manage 2,000 miles a year anyway.

At the end of the day the warranty people appear to be getting more picky and we all read the dramas a member (I forget who now) had getting their car back from Europe even though they had emergency call out. Enough said on that.

I would not mind but three years of warranty and I was refused flat the replacement of the rear exhaust box flange as it is not covered and I have never made any other claim.

Pip

[Dan]

After what I've been through today I'll be really really considering my options on just how much cover is needed when mine is due just after Xmas! Although my car is relatively low mileage at 47k I'm seriously considering just a Driveline Warranty with Breakdown and a £250 XS, that should halve the cost of my Comprehensive Warranty & Breakdown at the moment!

[tex]

Thanks for your thoughts. I didn't realise the Driveline had a £5k cap and I agree, that's not enough if things go really Pete Tong, which is why you buy a warranty after all.

So, the bill is at least £1,266... bugger there goes my SS race backbox...

[Mark S]

Thats a good price Mark,think the cheapest i ever paid was £760 a couple of years ago.Have you not taken out the emergency service option.

No i havn't included the emergency service option . . . . . . . i dont think they would collect from the Ring anyway: LOL

so interestingly if i swapped my car for a 32k mile CSL i could save £1000 on warranty alone PER YEAR

yeah you could, but remember i'm on £250 excess and no emergency services.