What level is your BMW Insured Warranty & Excess?

Dan · 02-02-2010, 04:59 PM

As above, I'm looking at getting it sorted and today spoke with BMW to get a quote, must say I'm quite pleased as to how nice they were to speak to and how easy it was to get a quote

Can you vote on the options above and quote which Excess you have, just interested to see people's opinions of what needs covering, I have an incling (sp) as to which one I'm going to go for but just want to see

Thanks

anissut · 02-02-2010, 05:01 PM

Pay mine monthly. £77 and £100 excess for each visit. Starting to wonder what's the point, I only drive it 2.5k miles a year and it hasn't needed to go in yet. Think I've got clutch slip but will give it a good ragging first to see if it goes before sending it in.

DuncanR · 02-02-2010, 06:00 PM

I have Comprehensive , buggered if I know why as most of the car is in bits in the Fatherland, or in a box in my workshop ! However, my recent head gasket was covered, and quotes to repair it ranged from £2,500 down to £600, with BMW in the mid range at £1,300. My premium is £87 per month incl. the Tax, so that x 12 months = £1,044 means im in pocket !

Policy excess is £0.
It includes Emergency Service, so im covered twice there as I also have ADAC cover.

Extract from the terms and conditions. "The BMW Warranty will not cover - an insured vehicle used for courier or private hire services,track days, off road use, competitions or racing of any kind."

I got around this ... I Tippexed it out !

Makes you wonder why BMW have an M Sport department !

mattCSLnut · 02-02-2010, 06:17 PM

My BMW Insured Warranty was kindly paid for by the previous owner (THANX Jeff

)... Named Components with £250 excess due to my CSL being over 60 000 at the time of renewal. It excludes the Emergency Service but that's OK as I have a Pan European RAC brake down cover as well as ADAC+ Pan European cover (although that's mainly for FREE Nurburgring recovery.) The renewal premium is going to be £1188 when this runs out in Sep. 2010, up from £951 for a Comprehensive, £0 excess cover it had the year before.

SpineOnABap · 02-02-2010, 06:54 PM

Comp no Excess. £80 odd a month from memory.

DuncanR · 02-02-2010, 06:59 PM

Quote:

Originally Posted by SpineOnABap

Comp no Excess. £80 odd a month from memory.

Be same as me then SOB, £87 pm

sailorbaz · 02-02-2010, 07:00 PM

Quote:

Originally Posted by SpineOnABap

Comp no Excess. £80 odd a month from memory.

x2

Mine got a new Diff last year, an Exhaust bracket (even though its got a Milltek fitted) and something else, which I...oh yeah, an Alarm Siren which took the best part of the day as all the wiper mechanism, airbox and other kinds of stuff had to come out.

Yanto · 02-02-2010, 07:12 PM

Yep, comp for me - c. £80 pm

karbonkid · 02-02-2010, 07:43 PM

Wheres the option for not having one?

I've saved hundreds £... by the sound of it & have enough to buy a second CSL now!

...untill something goes pop!

Bounce · 02-02-2010, 07:52 PM

Fully comp,100quid excess,with em service.

View Poll Results: What level is your warranty?
Comprehensive	24	88.89%
Named Component	3	11.11%
Driveline	0	0%
Voters: 27. You may not vote on this poll

02-02-2010, 04:59 PM	#1
Dan Driving it like I nicked it Join Date: Nov 2009 Posts: 2,058 Casino cash: $6689	What level is your BMW Insured Warranty & Excess? As above, I'm looking at getting it sorted and today spoke with BMW to get a quote, must say I'm quite pleased as to how nice they were to speak to and how easy it was to get a quote Can you vote on the options above and quote which Excess you have, just interested to see people's opinions of what needs covering, I have an incling (sp) as to which one I'm going to go for but just want to see Thanks __________________ Last edited by Dan; 02-02-2010 at 09:29 PM.

02-02-2010, 05:01 PM	#2
anissut S4 - Getting the hang of it Join Date: Oct 2008 Location: London, UK Posts: 211 Casino cash: $4236	Pay mine monthly. £77 and £100 excess for each visit. Starting to wonder what's the point, I only drive it 2.5k miles a year and it hasn't needed to go in yet. Think I've got clutch slip but will give it a good ragging first to see if it goes before sending it in. __________________ M3 CSL............no.3 in silver grey

02-02-2010, 07:43 PM	#9
karbonkid S6, Sport On, Traction Off Join Date: Nov 2008 Location: Sussex Posts: 1,912 Casino cash: $10231	Wheres the option for not having one? I've saved hundreds £... by the sound of it & have enough to buy a second CSL now! ...untill something goes pop! __________________

02-02-2010, 06:00 PM	#3
DuncanR CSL Register Uber-poster! Join Date: Sep 2009 Location: Olney, Bucks Posts: 3,735 Casino cash: $9984	I have Comprehensive , buggered if I know why as most of the car is in bits in the Fatherland, or in a box in my workshop ! However, my recent head gasket was covered, and quotes to repair it ranged from £2,500 down to £600, with BMW in the mid range at £1,300. My premium is £87 per month incl. the Tax, so that x 12 months = £1,044 means im in pocket ! Policy excess is £0. It includes Emergency Service, so im covered twice there as I also have ADAC cover. Extract from the terms and conditions. "*The BMW Warranty will not cover - an insured vehicle used for courier or private hire services,track days, off road use, competitions or racing of any kind*." I got around this ... I Tippexed it out ! Makes you wonder why BMW have an M Sport department !

02-02-2010, 06:17 PM	#4
mattCSLnut CSL Register Uber-poster! Join Date: Sep 2009 Location: Cambridge Posts: 6,460 Casino cash: $27763	My BMW Insured Warranty was kindly paid for by the previous owner (THANX Jeff )... Named Components with £250 excess due to my CSL being over 60 000 at the time of renewal. It excludes the Emergency Service but that's OK as I have a Pan European RAC brake down cover as well as ADAC+ Pan European cover (although that's mainly for FREE Nurburgring recovery.) The renewal premium is going to be £1188 when this runs out in Sep. 2010, up from £951 for a Comprehensive, £0 excess cover it had the year before.

02-02-2010, 06:54 PM	#5
SpineOnABap S5, Sport Off, DSC M-track Join Date: May 2008 Location: Earth Posts: 561 Casino cash: $5714	Comp no Excess. £80 odd a month from memory.

02-02-2010, 07:12 PM	#8
Yanto CSL Register Uber-poster! Moon Lander Champion! Ragdoll Master Champion! Join Date: Mar 2009 Location: Docklands, London Posts: 5,931 Casino cash: $40036	Yep, comp for me - c. £80 pm

02-02-2010, 07:52 PM	#10
Bounce CSL Register Uber-poster! Join Date: Nov 2009 Location: Cornwall Posts: 7,057 Casino cash: $35793	Fully comp,100quid excess,with em service.