Warranty - Level of cover

Ben · 27-01-2011, 12:55 PM

Hello

My BMW warranty runs out soon, rather than renew at Comprehensive straight away ( we're living in frugal Britain now after all) I thought I'd ask for some advice. What sort of cover do you chaps have with BMW? Comp, Named Component, Driveline? There's roughly £300 difference between the top level and the low level, so it's quite a saving.

Any opinions/advice/experience/rants would be appreciated.

B.

**outnumbered** · 27-01-2011, 01:52 PM

Driveline is a false economy I think as it only covers to Max £5k, which wouldn't cover an engine for example, and it's not that much cheaper.

I've got Named Components and wish I'd taken out the Comp warranty, since I've had a fair bit of stuff this first year of ownership that Named Components didn't cover (sticking caliper; diff oil seal leaks; a ball joint, RTABs).

For anyone who's just bought a car, I reckon Comp is worthwhile for the first year at least so you can be sure that any stuff that appears due to the car's previous life gets sorted at minimal cost.

Then after that you can base it more on your own risk assessment and any amount you've spent on preventative maintenance.

**shimmy** · 27-01-2011, 02:11 PM

Named

Def not driveline

mattCSLnut · 27-01-2011, 07:04 PM

When BMWs (CSL included) breach the 60K miles barrier there is no point (IMHO) having Fully Comp cover as most things which are usually covered under the F.C. warranty are excluded (due to the 60K + mileage) like suspension, interior trim, etc.
Named Components Warranty has been very fruitful for me & my 60K + CSL

in the last 18 months

**shimmy** · 27-01-2011, 07:08 PM

Quote:

Originally Posted by mattCSLnut

Named Components Warranty has been very fruitful for me & my 60K + CSL

in the last 18 months

s.mac · 27-01-2011, 07:24 PM

I have comprehensive and just at the moment it is worth its weight in gold

not sure what would have been covered under named as it didnt enter my head to look at it, maybe an option if Shimmy and Matt have done well with it

Bounce · 27-01-2011, 07:38 PM

Ive had fully comp the last 3 years and always had more than my money back,but now its over 60k may look at named this time around.

mattCSLnut · 27-01-2011, 11:51 PM

Quote:

Originally Posted by Bounce

Ive had fully comp the last 3 years and always had more than my money back,but now its over 60k may look at named this time around.

Also it's worth switching to monthly payments (if you've not done so already) as that will freeze the price of your Warranty payments

avoiding future price hikes.

**shimmy** · 28-01-2011, 12:04 AM

Quote:

Originally Posted by mattCSLnut

Also it's worth switching to monthly payments (if you've not done so already) as that will freeze the price of your Warranty payments

avoiding future price hikes.

although it limits your total lifetime policy (rather than annual policy) claim to the cost you paid for your car so dont blow up two engines

mattCSLnut · 28-01-2011, 12:06 AM

Quote:

Originally Posted by shimmy

although it limits your total lifetime policy (rather than annual policy) claim to the cost you paid for your car so dont blow up two engines

27-01-2011, 12:55 PM	#1
Ben Mode S1 - Starting Out Join Date: Feb 2010 Posts: 29 Casino cash: $1182	Warranty - Level of cover Hello My BMW warranty runs out soon, rather than renew at Comprehensive straight away ( we're living in frugal Britain now after all) I thought I'd ask for some advice. What sort of cover do you chaps have with BMW? Comp, Named Component, Driveline? There's roughly £300 difference between the top level and the low level, so it's quite a saving. Any opinions/advice/experience/rants would be appreciated. B.

27-01-2011, 01:52 PM	#2
outnumbered S5, Sport Off, DSC M-track Join Date: Nov 2009 Location: Reading Posts: 731 Casino cash: $19587	Driveline is a false economy I think as it only covers to Max £5k, which wouldn't cover an engine for example, and it's not that much cheaper. I've got Named Components and wish I'd taken out the Comp warranty, since I've had a fair bit of stuff this first year of ownership that Named Components didn't cover (sticking caliper; diff oil seal leaks; a ball joint, RTABs). For anyone who's just bought a car, I reckon Comp is worthwhile for the first year at least so you can be sure that any stuff that appears due to the car's previous life gets sorted at minimal cost. Then after that you can base it more on your own risk assessment and any amount you've spent on preventative maintenance. __________________ Now with added SG CSL.

27-01-2011, 02:11 PM	#3
shimmy CSL Register Uber-poster! Join Date: Apr 2008 Location: Uk Posts: 14,646 Casino cash: $43909	Named Def not driveline __________________ .

27-01-2011, 07:04 PM	#4
mattCSLnut CSL Register Uber-poster! Join Date: Sep 2009 Location: Cambridge Posts: 6,460 Casino cash: $27763	When BMWs (CSL included) breach the 60K miles barrier there is no point (IMHO) having Fully Comp cover as most things which are usually covered under the F.C. warranty are excluded (due to the 60K + mileage) like suspension, interior trim, etc. Named Components Warranty has been very fruitful for me & my 60K + CSL in the last 18 months __________________ UK CSL No.020 ... after 7 years of ownership I've now SOLD it !!!

27-01-2011, 07:24 PM	#6
s.mac CSL Register Uber-poster! Join Date: Jun 2008 Posts: 4,247 Casino cash: $15600	I have comprehensive and just at the moment it is worth its weight in gold not sure what would have been covered under named as it didnt enter my head to look at it, maybe an option if Shimmy and Matt have done well with it

27-01-2011, 07:38 PM	#7
Bounce CSL Register Uber-poster! Join Date: Nov 2009 Location: Cornwall Posts: 7,057 Casino cash: $35793	Ive had fully comp the last 3 years and always had more than my money back,but now its over 60k may look at named this time around.