Warranty Questions

gingernuts · 03-04-2013, 09:01 PM

Looking at taking out the fully comp 0 excess warranty on my CSL. From talking to other members i had the impression that it would be £80 approx per month, but having got a quote from BMW, because the car hasnt had a warranty since last year, this "break" in warranty puts it up to 124 a month. I asked if having an inspection would mitigate the extra risk, but apparently not.

Anyone else had this issue and is there any way round it?

Also are they likely to be bothered if I run pagid pads and Braided lines??

deanobeano · 03-04-2013, 09:08 PM

I went for the 100 excess, thinking any claim would be alot more (esp if I waited until a few items needed doing), brought mine down to low £100's per month (<60K miles)

Neil M · 03-04-2013, 09:17 PM

The break in the Warranty has the same effect of voiding the no claims as with a normal insurance policy, it's effectively a new policy.
A £100 voluntary excess should bring it down, leave the warranty to take care of the larger items, after all what would actually cost a £100 on a CSL to replace; Headlight, Set of Wipers?

Pads are a consumable and as such should be a matter of personal preference, so long as they work I can't see that being an issue. Similarly braided lines as most current upper end motors now come with them fitted as standard OEM.

Coil-overs (other post) however are a different mater, if it's a Modial Warranty, I would say it's a definite no-no!

MCSL · 03-04-2013, 09:36 PM

Increase the excess to £250 - brought mine down another £15mth to £64.83 for the Comprehensive cover

E46CSL · 03-04-2013, 10:24 PM

Quote:

Originally Posted by Neil M

Pads are a consumable and as such should be a matter of personal preference, so long as they work I can't see that being an issue. Similarly braided lines as most current upper end motors now come with them fitted as standard OEM.

Coil-overs (other post) however are a different mater, if it's a Mondial Warranty, I would say it's a definite no-no!

Minor enhancement is likely to be treated sensibly.

But not this sort of thing

http://www.youtube.com/watch?v=50A9wjJ40Dk

Brendanmck · 04-04-2013, 12:12 AM

I recently priced a warranty for my car (75k) with BMW.the cheapest I could get was their driveline option for £113 monthly with £250 excess and no road side cover. does this sound about right ? The car hasn't had warranty since 2011.

**outnumbered** · 04-04-2013, 10:22 AM

I'd probably think twice about bothering with Driveline at that price, as the cover is for a maximum of £5K. If they're stinging you £1400 a year for that, with a £250 excess, it doesn't look like such a great deal, given that Driveline doesn't cover a lot of the common niggly stuff that goes wrong.

gingernuts · 04-04-2013, 10:26 AM

My concern is for major faults, engine, box etc. but would also be nice for peace of mind.

_Nathan_ · 04-04-2013, 11:20 AM

If the cover is for £5k then it wouldn't cover an engine anyway.

gingernuts · 04-04-2013, 11:29 AM

I'd be gping for the comprehensive which is up to the value of the vehicle purchase price according to the BMW website:

Comprehensive cover provides our highest level of Insured Warranty protection. You'll find detailed below some of the features and benefits of the policy:
Cover against defect for the majority of mechanical and electrical components of your BMW
Components which are excluded from cover are specified in your policy
Option to include BMW Insured Emergency Service
Choice of annual or monthly cover
Choice of excess levels - £0, £100 or £250
Maximum claim limit is the purchase price paid for the vehicle (inclusive of VAT)
Not available for vehicles with mileage over 100,000 miles (at the time of purchasing the warranty)

03-04-2013, 09:01 PM	#1
gingernuts S4 - Getting the hang of it Join Date: Dec 2012 Location: Perth, Scotland Posts: 186 Casino cash: $112	Warranty Questions Looking at taking out the fully comp 0 excess warranty on my CSL. From talking to other members i had the impression that it would be £80 approx per month, but having got a quote from BMW, because the car hasnt had a warranty since last year, this "break" in warranty puts it up to 124 a month. I asked if having an inspection would mitigate the extra risk, but apparently not. Anyone else had this issue and is there any way round it? Also are they likely to be bothered if I run pagid pads and Braided lines??

03-04-2013, 09:17 PM	#3
Neil M Driving it like I nicked it Join Date: Jan 2012 Location: Manchester Posts: 2,340 Casino cash: $19143	The break in the Warranty has the same effect of voiding the no claims as with a normal insurance policy, it's effectively a new policy. A £100 voluntary excess should bring it down, leave the warranty to take care of the larger items, after all what would actually cost a £100 on a CSL to replace; Headlight, Set of Wipers? Pads are a consumable and as such should be a matter of personal preference, so long as they work I can't see that being an issue. Similarly braided lines as most current upper end motors now come with them fitted as standard OEM. Coil-overs (other post) however are a different mater, if it's a Modial Warranty, I would say it's a definite no-no! __________________ “With the CSL, BMW have achieved The Ultimate Driving Machine” SG CSL '051'

04-04-2013, 10:22 AM	#7
outnumbered S5, Sport Off, DSC M-track Join Date: Nov 2009 Location: Reading Posts: 731 Casino cash: $19587	I'd probably think twice about bothering with Driveline at that price, as the cover is for a maximum of £5K. If they're stinging you £1400 a year for that, with a £250 excess, it doesn't look like such a great deal, given that Driveline doesn't cover a lot of the common niggly stuff that goes wrong. __________________ Now with added SG CSL.

04-04-2013, 11:20 AM	#9
_Nathan_ Driving it like I nicked it Join Date: Sep 2008 Posts: 2,099 Casino cash: $13060	If the cover is for £5k then it wouldn't cover an engine anyway. __________________ Nathan

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03-04-2013, 09:08 PM	#2
deanobeano S5 - Full Throttle Join Date: Mar 2013 Location: Midlands Posts: 310 Casino cash: $3117	I went for the 100 excess, thinking any claim would be alot more (esp if I waited until a few items needed doing), brought mine down to low £100's per month (<60K miles)

03-04-2013, 09:36 PM	#4
MCSL S5 - Full Throttle Join Date: Mar 2013 Posts: 326 Casino cash: $4114	Increase the excess to £250 - brought mine down another £15mth to £64.83 for the Comprehensive cover

04-04-2013, 12:12 AM	#6
Brendanmck S4 - Getting the hang of it Join Date: May 2012 Location: co Armagh Posts: 134 Casino cash: $1644	I recently priced a warranty for my car (75k) with BMW.the cheapest I could get was their driveline option for £113 monthly with £250 excess and no road side cover. does this sound about right ? The car hasn't had warranty since 2011.

04-04-2013, 10:26 AM	#8
gingernuts S4 - Getting the hang of it Join Date: Dec 2012 Location: Perth, Scotland Posts: 186 Casino cash: $112	My concern is for major faults, engine, box etc. but would also be nice for peace of mind.

04-04-2013, 11:29 AM	#10
gingernuts S4 - Getting the hang of it Join Date: Dec 2012 Location: Perth, Scotland Posts: 186 Casino cash: $112	I'd be gping for the comprehensive which is up to the value of the vehicle purchase price according to the BMW website: Comprehensive cover provides our highest level of Insured Warranty protection. You'll find detailed below some of the features and benefits of the policy: Cover against defect for the majority of mechanical and electrical components of your BMW Components which are excluded from cover are specified in your policy Option to include BMW Insured Emergency Service Choice of annual or monthly cover Choice of excess levels - £0, £100 or £250 Maximum claim limit is the purchase price paid for the vehicle (inclusive of VAT) Not available for vehicles with mileage over 100,000 miles (at the time of purchasing the warranty)