How do they find out?

[thegingerninja]

Long story short......Someone nudged into the back of my dads car at the lights and cracked the rear bumper, they exchanged details, all getting sorted through the other guys insurance, end of.

After about a week, my dad gets a call from a company asking if he wants to make a claim for his neck injury!!

Immoral f*ckers, who drive up all our insurance premiums