Warranty Question & thoughts.

[anissut]

Right, my BMW® warranty is up for renewal in the next few days and I had a couple of questions.

Lets say I go for the comprehensive policy with a £200 excess. This costs £690. If I then take the car in if I suspect there may be a problem, will they charge if I send the car to them to take a look before they start any work? In other words, can I get the car sent to them to diagnose the problem before I then decide to go ahead and invoke the £200 excess? Has anyone done this before?

I will only be driving the car 3k miles a year and I can't see myself doing more than 1 trackday a year. Part of me is wondering if BMW® warranty is even necessary if all the bits have been sorted out recently. Resale is not an issue because you can buy a lapsed full BMW® warranty which I could always negotiate when selling the car. If you do buy a lapsed BMW® warranty do you have to continue to pay the lapsed warranty price in your 2nd year?

I think I will renew the BMW® warranty but considering the mileage I'm not sure whether it's worth going for the no excess comprehensive warranty. Lets say I have only 1 claim a year (in which I can get more than one thing checked) the total price including the excess would be £890 which is still cheaper than the no excess warranty price.

Any thoughts would be much appreciated.

Thanks.