Does anyone think we need specialists insurance?

[thegingerninja]

As title really - if the unthinkable happens and it gets written off, do you really want the hatefull battle with the loss adjuster from "directcrappyinsurance.com" who thinks it is a normal M3 and only wants to give you £10K for your CSL?

Mine is a sub 30,000 mile example that only comes out with the sunshine and these appear to be coming fairly rare now.......so, what do people think about insurance - should I go to a specialist who understands what kind of car this is rather, than one of the bigger insurance companies who are only interested in cutting costs? Obviously the specialist is going to costs a bit more and I'm prepared to pay a bit more (within reason)