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03-04-2013, 09:01 PM | #1 |
S4 - Getting the hang of it
Join Date: Dec 2012
Location: Perth, Scotland
Posts: 186
Casino cash: $112 |
Warranty Questions
Looking at taking out the fully comp 0 excess warranty on my CSL. From talking to other members i had the impression that it would be £80 approx per month, but having got a quote from BMW, because the car hasnt had a warranty since last year, this "break" in warranty puts it up to 124 a month. I asked if having an inspection would mitigate the extra risk, but apparently not.
Anyone else had this issue and is there any way round it? Also are they likely to be bothered if I run pagid pads and Braided lines?? |
03-04-2013, 09:08 PM | #2 |
S5 - Full Throttle
Join Date: Mar 2013
Location: Midlands
Posts: 310
Casino cash: $3117 |
I went for the 100 excess, thinking any claim would be alot more (esp if I waited until a few items needed doing), brought mine down to low £100's per month (<60K miles)
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03-04-2013, 09:17 PM | #3 |
Driving it like I nicked it
Join Date: Jan 2012
Location: Manchester
Posts: 2,340
Casino cash: $19143 |
The break in the Warranty has the same effect of voiding the no claims as with a normal insurance policy, it's effectively a new policy.
A £100 voluntary excess should bring it down, leave the warranty to take care of the larger items, after all what would actually cost a £100 on a CSL to replace; Headlight, Set of Wipers? Pads are a consumable and as such should be a matter of personal preference, so long as they work I can't see that being an issue. Similarly braided lines as most current upper end motors now come with them fitted as standard OEM. Coil-overs (other post) however are a different mater, if it's a Modial Warranty, I would say it's a definite no-no!
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“With the CSL, BMW have achieved The Ultimate Driving Machine” SG CSL '051' |
03-04-2013, 09:36 PM | #4 |
S5 - Full Throttle
Join Date: Mar 2013
Posts: 326
Casino cash: $4114 |
Increase the excess to £250 - brought mine down another £15mth to £64.83 for the Comprehensive cover
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03-04-2013, 10:24 PM | #5 | |
S5, Sport Off, DSC M-track
Join Date: May 2008
Location: Herts
Posts: 670
Casino cash: $9716 |
Quote:
But not this sort of thing |
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04-04-2013, 12:12 AM | #6 |
S4 - Getting the hang of it
Join Date: May 2012
Location: co Armagh
Posts: 134
Casino cash: $1644 |
I recently priced a warranty for my car (75k) with BMW.the cheapest I could get was their driveline option for £113 monthly with £250 excess and no road side cover. does this sound about right ? The car hasn't had warranty since 2011.
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04-04-2013, 10:22 AM | #7 |
S5, Sport Off, DSC M-track
Join Date: Nov 2009
Location: Reading
Posts: 731
Casino cash: $19587 |
I'd probably think twice about bothering with Driveline at that price, as the cover is for a maximum of £5K. If they're stinging you £1400 a year for that, with a £250 excess, it doesn't look like such a great deal, given that Driveline doesn't cover a lot of the common niggly stuff that goes wrong.
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Now with added SG CSL. |
04-04-2013, 10:26 AM | #8 |
S4 - Getting the hang of it
Join Date: Dec 2012
Location: Perth, Scotland
Posts: 186
Casino cash: $112 |
My concern is for major faults, engine, box etc. but would also be nice for peace of mind.
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