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-   -   I've just re insured Cesil (http://www.cslregister.com/forum/showthread.php?t=13870)

J2LTB 19-01-2016 03:13 PM
I've just re insured Cesil
 
Thought I'd share

After a renewal quote of £418 including Euro breakdown and legal cover I rang around. I'm with Classicline. Last year value was set at £25k. This year I've put it at 35k value. This put Classicline up to £456.
Adrian flux came in at £383 with euro breakdown and 35k value. So I put the emailed quote to Classicline and they have matched the quote. 👍🏼👍🏼👍🏼 They want another £20 for an agreed value which lasts for 2 years.

For a 36 year old I'm quite chuffed with that.

mattCSLnut 19-01-2016 07:25 PM
That's a good quote & sensible Agree value :smokin: Well played Sir :beer:
IMHO Classic line are a better choice CSL insurance of the two :whistle:
FYI you can save the £20 by getting an independent valuation from a BMW garage / Club or Specialist Motor trade which you then forward via e.mail to C.L. with 6 pix of your Cecil IIRC.

cslsuperfan 19-01-2016 07:41 PM
Quote:
Originally Posted by J2LTB (Post 192047)
Thought I'd share

After a renewal quote of £418 including Euro breakdown and legal cover I rang around. I'm with Classicline. Last year value was set at £25k. This year I've put it at 35k value. This put Classicline up to £456.
Adrian flux came in at £383 with euro breakdown and 35k value. So I put the emailed quote to Classicline and they have matched the quote. ������������ They want another £20 for an agreed value which lasts for 2 years.

For a 36 year old I'm quite chuffed with that.
Agreed value a little low IMO

£45K would be needed to replace her should the unmentionable happen.

J2LTB 19-01-2016 08:24 PM
Quote:
Originally Posted by mattCSLnut (Post 192051)
That's a good quote & sensible Agree value :smokin: Well played Sir :beer:
IMHO Classic line are a better choice CSL insurance of the two :whistle:
FYI you can save the £20 by getting an independent valuation from a BMW garage / Club or Specialist Motor trade which you then forward via e.mail to C.L. with 6 pix of your Cecil IIRC.
To be honest Matt it seems the easiest way to do it for me. Cars tucked away at the mo. £20 and pics is easy. Cheers though. They have said to fill the forms in and send back via post but I can email the pictures.

Regards the value . It's in top condition now and fbmw history. But 114k. Tricky price point . It's still a decent figure. But your right to replace it tomorrow I'd struggle at that price :banghead:

pops 19-01-2016 08:34 PM
Went with Flux last year as I needed someone to reflect my full no claims on my other car.

Robbing gits! They charged me £60 for an agreed value.

Classic Line quote that will need confirming 30 days prior to renewal is 50% of Flux

cslsuperfan 19-01-2016 08:41 PM
Quote:
Originally Posted by J2LTB (Post 192058)

Regards the value . It's in top condition now and fbmw history. But 114k. Tricky price point . It's still a decent figure. But your right to replace it tomorrow I'd struggle at that price :banghead:

No harm in pushing CL to raise your agreed value.

£20 squid and a few iphone pics :smokin:

mattCSLnut 19-01-2016 11:32 PM
Quote:
Originally Posted by pops (Post 192059)
Went with Flux last year as I needed someone to reflect my full no claims on my other car.

Robbing gits! They charged me £60 for an agreed value.

Classic Line quote that will need confirming 30 days prior to renewal is 50% of Flux
It's exactly what I was implying in my previous replay mate ;)
The real nightmare with Flux begins if you're unfortunate to have to make a claim with them :banged: Their poor reputation is well documented online :clown:

mattCSLnut 19-01-2016 11:41 PM
Quote:
Originally Posted by J2LTB (Post 192058)
Regards the value . It's in top condition now and fbmw history. But 114k. Tricky price point . It's still a decent figure. But your right to replace it tomorrow I'd struggle at that price :banghead:
The 114K mileage shouldn't effect the agreed value too much. At the end of the day it's still effectively below average mileage for a 13 year old car and it's not as if CSLs are as fragile as the Red Racing Fiats ;)
The way I see it with agreed value is... if the worst were to happen tomorrow what's out there at present that would be comparable on condition & provenance as a replacement :smokin:

Gazza 20-01-2016 08:01 PM
!

J2LTB 20-01-2016 10:01 PM
I think I'm right in saying Classicline are one of the only company's to offer the use of NCB on a classic policy. Plus you earn NCD with them 👍🏼

Gazza 20-01-2016 11:28 PM
!

cslsuperfan 21-01-2016 03:24 AM
Quote:
Originally Posted by Gazza (Post 192079)
Perhaps I should clarify, I don't need to use NCB with RH Classics, do Classicline offer the same ?
Gazza

CL are the same, no NCB asked for.

Marv968 21-01-2016 04:56 AM
When I was with RH classics, they wouldnt retain my NCB so it'd expire after two years.

Classic line allow NCB retention.

Gazza 21-01-2016 06:19 PM
!


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