Mods - have you told your insurance co?

cslgirl · 16-03-2009, 10:39 PM

I did a quote with and without the gruppe m and was astonished at the difference in price. Kwikfit wanted £500 odd extra ! Do you tell them or keep schtum - i think i know what I will be doing!

karbonkid · 16-03-2009, 10:42 PM

Told them bout my APs but not the rocket thruster fitted to the rear spoiler!

_Nathan_ · 16-03-2009, 11:07 PM

Yes. I'm amazed anyone would risk their insurance company using the non-disclosure of material fact to wriggle out of a claim.

**glendog74** · 16-03-2009, 11:12 PM

Yes - always. Not worth the aggro 'in the event of...'

**mole** · 16-03-2009, 11:27 PM

Haven't got any

(mods that is, not insurance!)

cslgirl · 16-03-2009, 11:27 PM

I didnt look at the difference when I last renewed with the gruppe m on and was just shocked at the difference.

I will defo be shopping around for a quote this time round. Is there any recommended insurance co?

**glendog74** · 16-03-2009, 11:36 PM

I had a similar issue when i had a Stage 2 mod done - it almost doubled my premium! Their justification: "It's already more than powerful enough as standard" Cnuts...

Anyway, i reverted to a Stage 1 tune to placate them. Cnuts...

Insurance gets my goat but is a necessary evil

cslgirl · 16-03-2009, 11:38 PM

definitely t*ssers!!!

Ive just tried an online quote via PH for Adrian Flux as they have 15% discount. Will see what they email me tomorow!

derek · 17-03-2009, 12:22 AM

im with Adrian Flux and the will match/beat cheaper quotes at time of renewal (with mods included)

Nords · 17-03-2009, 01:14 AM

Yep, I had to carefully find an insurer which would take the focus ST with remapping to just under 25% extra power. Coughed to the mods on the CSL and they were very interested to know if the APs were larger than std. I explained the calipers were, but they said they meant the rotors??? Coughed to the remap and explained no more peak power just smoother lower down and they weren't very bothered. I did have to tell them several times it was a CSL and not 'just' an M3 coupe...

16-03-2009, 10:39 PM	#1
cslgirl S6, Sport On, Traction Off Simon Champion! Join Date: Sep 2007 Posts: 1,500 Casino cash: $33404	Mods - have you told your insurance co? I did a quote with and without the gruppe m and was astonished at the difference in price. Kwikfit wanted £500 odd extra ! Do you tell them or keep schtum - i think i know what I will be doing!

16-03-2009, 11:12 PM	#4
glendog74 CSL Register Uber-poster! Tetris Champion! Join Date: Apr 2008 Location: Cornwall Posts: 8,861 Casino cash: $32299	Yes - always. Not worth the aggro 'in the event of...' __________________ Cha'mone Mother F**ker!

16-03-2009, 11:27 PM	#5
mole S5, Sport On, DSC M-track Join Date: Sep 2007 Location: Brentwood, Essex Posts: 1,060 Casino cash: $6209	Haven't got any (mods that is, not insurance!) __________________ CSL Solutions

16-03-2009, 11:36 PM	#7
glendog74 CSL Register Uber-poster! Tetris Champion! Join Date: Apr 2008 Location: Cornwall Posts: 8,861 Casino cash: $32299	I had a similar issue when i had a Stage 2 mod done - it almost doubled my premium! Their justification: "It's already more than powerful enough as standard" Cnuts... Anyway, i reverted to a Stage 1 tune to placate them. Cnuts... Insurance gets my goat but is a necessary evil __________________ Cha'mone Mother F**ker!

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16-03-2009, 10:42 PM	#2
karbonkid S6, Sport On, Traction Off Join Date: Nov 2008 Location: Sussex Posts: 1,912 Casino cash: $10231	Told them bout my APs but not the rocket thruster fitted to the rear spoiler!

16-03-2009, 11:07 PM	#3
_Nathan_ Driving it like I nicked it Join Date: Sep 2008 Posts: 2,099 Casino cash: $13060	Yes. I'm amazed anyone would risk their insurance company using the non-disclosure of material fact to wriggle out of a claim.

16-03-2009, 11:38 PM	#8
cslgirl S6, Sport On, Traction Off Simon Champion! Join Date: Sep 2007 Posts: 1,500 Casino cash: $33404	definitely t*ssers!!! Ive just tried an online quote via PH for Adrian Flux as they have 15% discount. Will see what they email me tomorow!

17-03-2009, 12:22 AM	#9
derek S5, Sport On, DSC M-track Join Date: Jun 2008 Location: Scotland Posts: 1,159 Casino cash: $20658	im with Adrian Flux and the will match/beat cheaper quotes at time of renewal (with mods included)

17-03-2009, 01:14 AM	#10
Nords S5, Sport Off, DSC M-track Join Date: Jan 2009 Posts: 527 Casino cash: $1272	Yep, I had to carefully find an insurer which would take the focus ST with remapping to just under 25% extra power. Coughed to the mods on the CSL and they were very interested to know if the APs were larger than std. I explained the calipers were, but they said they meant the rotors??? Coughed to the remap and explained no more peak power just smoother lower down and they weren't very bothered. I did have to tell them several times it was a CSL and not 'just' an M3 coupe...