View Single Post
Old 20-05-2013, 08:35 AM   #7
deanobeano
S5 - Full Throttle
 

Join Date: Mar 2013
Location: Midlands
Posts: 310
Casino cash: $3117
deanobeano is on a distinguished road
Default

Quote:
Originally Posted by s.mac View Post
How does the classic policy work?
Mileage, no claims (do you lose what you have)

Mine will be getting parked up, again, after the trip so really don't need cci.
I would like the option to get out for the odd weekend.
It's my first time with a classic car policy. As I understand it:

You do not need NCD.
They will 'hold' your NCD and keep it live, ie it will not expire after 2 years of no usage. If you move to another policy that requires it, they will update the NCD (ie add the no of years you have been claim free with them) and give this to your new insurer.

Mileage is agreed as part of the terms - mine is 4000 miles pa.
European breakdown cover is included in mine.

The only question I have is in obtaining a valuation to be covered under the 'agreed value' option.
deanobeano is offline   Reply With Quote