Talk to the guy you are selling too
All that does is provide buyer protection in case you send him a case of melons instead. Put yourself in the buyers shoes how does he know, that he's gonna get what you promised and in the condition stated.
I use paypal whenever possible for that reason, and I've had zero chargebacks and so far no problems with purchases either.
Paypal email is just your email which may or may not be your every day email account it depends how you set it up, the only way you need to worry about someone having your password then for your paypal account.
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