73CSL
12-03-2013, 01:33 AM
Hi, sorry if this has been covered before .... But, on a fully comp policy with £100 excess, is the £100 payable on the total value of the claim ( eg a claim for multiple items ) , or is it per warrantable item within the claim?
On a monthly payment policy, opting for £100 excess saves about £260 year over the £0 excess. My thoughts were that its a worthy saving unless you make more than 3 claims in a year ( this is based on the assumption the excess applies to a claim which could include multiple items? )
On a monthly payment policy, opting for £100 excess saves about £260 year over the £0 excess. My thoughts were that its a worthy saving unless you make more than 3 claims in a year ( this is based on the assumption the excess applies to a claim which could include multiple items? )