CSL Insurance time

[E46ACS]

Well, the insurance is up for the CSL next week, so time to ring around, and I thought I would post this up as it would prove useful for others.

I have been using my broker Premier Insurance for 10+ years now. They always beat whatever quote I get, and I have passed their details onto many other people who have got their insurance through them.

Insurance is for me (grand old age of 36, no jokes please!) & the wife (as I have discovered its cheaper to add your missus!), fully comp, protected NCB, full NCB, one SP30 (3 points), garaged, tracker, good postcode.

The renewel quote from Premier is: £740.
Privilege have quoted: £758.10
Adrian Flux: £542.33
A-Plan: £529

I have also done a Tesco Compare:
Esure: £528.51
Swiftcover, Sheilas Wheels, Halifax, First Alternative: All less than £570

So, I shall be ringing my brokers back, but as they are £200 out, I do not hold out much hope for them!

Aside from my brokers, I am quite pleased with the results so far, but I'm not done yet, and have finally found a benefit to having a wife; cheaper insurance!!! :hahaha:

[Mark CSL]

I am 41 12y ncb Adrian Flux £470 :thumbs:

[Andyk]

42 - full no claims - wife on policy - Sainsbury - £445

[E46ACS]

Right, all sorted.

I've gone with A-Plan for the best quote of £529!!

This is a fully comp policy, protected NCB, me & the missus, legal, £500xs, and for a non-fault claim, I get a car from Performance Car Hire, as apposed to a Micra with coachworks written on the side.

The next best quote I got was from Esure, which was the same, except that I would get a Cat 1 car in case of any repairs. Cat 1 being "a Ford KA or similar"!!!

So i'm happy with that. Thumbs up to A-Plan!!!!

[cslbecks]

Do you have a number for A-Plan matey????

[E46ACS]

Yes indeedy!!!! You're best off going through to their Thatcham office as they deal with the high performance cars.

Ask to speak to Clare Ironside, she has one sseexxyyy voice!! :whistle: Tell her Tim says hello!

01635 874646

[cslbecks]

Thanks Tim - much obliged!!

[theodoros]

hey guys,

1) stay away from Bond Lovis / Zurich

2) try Privilege (online quote 21% off) the lowest I got @ £1321

- my specs: 27 / 9 years NCB / 1 claim (arson attack - CSL write off)

[Mark CSL]

theodoros
Was that your csl with the pix of the hoodie

[theodoros]

that's correct mark, that was my 1st CSL..

[Mark CSL]

Not a good sight you must have been gutted

It must be good to be back in a CSL :thumbs:

[karbonkid]

Just turned 21 and got insurance quote down from over £7,000 to £1450 with 0 years NCB. Not too bad i thought!

[glendog74]

Just turned 21 and got insurance quote down from over £7,000 to £1450 with 0 years NCB. Not too bad i thought!

Not bad at all - i paid £1300 for the insurance on my crappy Renault 5GT Turbo when i turned 21 - back in 1995...! :hahaha:

[SMD]

Just turned 21 and got insurance quote down from over £7,000 to £1450 with 0 years NCB. Not too bad i thought!

Whos thats with?

[karbonkid]

Just turned 21 and got insurance quote down from over £7,000 to £1450 with 0 years NCB. Not too bad i thought!

Whos thats with?

Bell, but got 2 weeks to get the car otherwise it will go to £4k as i tampered with the quote and have to sell at that price due to sending me a quote in writing.

[karbonkid]

Just turned 21 and got insurance quote down from over £7,000 to £1450 with 0 years NCB. Not too bad i thought!

Whos thats with?

Bell, but got 2 weeks to get the car otherwise it will go to £4k as i tampered with the quote and have to sell at that price due to sending me a quote in writing.

The best is insurance on my Mac1 when i was 20 with a specialist company, £540 for a car thats does 0-60 in 3.6. Madness... how does that work?!!

[bryce]

Bell, but got 2 weeks to get the car otherwise it will go to £4k as i tampered with the quote and have to sell at that price due to sending me a quote in writing.

How do you mean you tampered with it?

Seems a good price!

[karbonkid]

Bell, but got 2 weeks to get the car otherwise it will go to £4k as i tampered with the quote and have to sell at that price due to sending me a quote in writing.

How do you mean you tampered with it?

Seems a good price!

Sort of a trade secret ;) basically its all done online now a days and can be altered constantly to alter the final price, once altered you can then ring up other companies to price match then start again and alter for second time knocking down the price. Online quotes often give inaccurate quotes as its only a computer and does things wrong. And with bell working in conjunction with another company i rung they had to match as company policy. I do it with every car and works sweet every time.

Its simply playing with companies guidelines. Its a hobby of mine.. :wink:

[bryce]

Care to share?

[Jaw_F430]

22 years old

5 years NCB

£2300

Not too bad I didn't think

[E46ACS]

Not bad at all - i paid £1300 for the insurance on my crappy Renault 5GT Turbo when i turned 21 - back in 1995...! :hahaha:

Me to!!! Only it was 1993!!!!!

[Andyk]

Bloodyhell it would make me :smt089 if I had to pay over £1000 for car insurance. Think the most I've ever paid was £700 for a Fiat X19 when I was 17.

[theodoros]

It must be good to be back in a CSL :thumbs:

its like being alive again.. :clown:

[E46ACS]

Bloodyhell it would make me :smt089 if I had to pay over £1000 for car insurance. Think the most I've ever paid was £700 for a Fiat X19 when I was 17.

I had a Fiat X19 as well!!!! I thought I was the only one! I have never known anyone else to own one.

At least, no-one has ever admitted to owning one!!!!! :hahaha:

[SMD]

My insurance is £2600 21yrs 4yrs no claims!

Karbonkid, can you help me get it cheaper? :whistle:

[2bar boost]

Am also with A-Plan but the policy runs out in feb so will be looking around