Mods - have you told your insurance co?

[cslgirl]

I did a quote with and without the gruppe m and was astonished at the difference in price. Kwikfit wanted £500 odd extra ! Do you tell them or keep schtum - i think i know what I will be doing!

[karbonkid]

Told them bout my APs but not the rocket thruster fitted to the rear spoiler! :whistle:

[_Nathan_]

Yes. I'm amazed anyone would risk their insurance company using the non-disclosure of material fact to wriggle out of a claim.

[glendog74]

Yes - always. Not worth the aggro 'in the event of...'

[mole]

Haven't got any :bigcry: (mods that is, not insurance!)

[cslgirl]

I didnt look at the difference when I last renewed with the gruppe m on and was just shocked at the difference.

I will defo be shopping around for a quote this time round. Is there any recommended insurance co?

[glendog74]

I had a similar issue when i had a Stage 2 mod done - it almost doubled my premium! Their justification: "It's already more than powerful enough as standard" Cnuts...

Anyway, i reverted to a Stage 1 tune to placate them. Cnuts...

Insurance gets my goat but is a necessary evil :banghead:

[cslgirl]

definitely t*ssers!!!

Ive just tried an online quote via PH for Adrian Flux as they have 15% discount. Will see what they email me tomorow!

[derek]

im with Adrian Flux and the will match/beat cheaper quotes at time of renewal (with mods included)

[Nords]

Yep, I had to carefully find an insurer which would take the focus ST with remapping to just under 25% extra power. Coughed to the mods on the CSL and they were very interested to know if the APs were larger than std. I explained the calipers were, but they said they meant the rotors??? Coughed to the remap and explained no more peak power just smoother lower down and they weren't very bothered. I did have to tell them several times it was a CSL and not 'just' an M3 coupe...
:banghead:

[Bealo]

cslgirl

I'm with Keith Michaels and i have declared all mods, AP's, exhaust, remap, KW's and they turned out to be £400 cheaper than Tesco's without the mods :thumbs:

I get trackday cover from them at £60 per trackday.

I was recommended to them by the guys on the Bigpower forum and i'm really happy with them so far....

[scott7]

cslgirl

try swinton,they have a specialist car division which is specifically for cars with modifications,adrian flux wanted a thousand pounds to insure my csl with the mods,swinton covered me for just over six hundred.swinton specialist division,tel 08451684422.

[RichW]

I'm with Keith Michaels and i have declared all mods, AP's, exhaust, remap, KW's and they turned out to be £400 cheaper than Tesco's without the mods :thumbs:

I get trackday cover from them at £60 per trackday.


I'm also with Keith Micheals, exhaust and big brakes declared, great quotes and been with them quite a few years now, highly recommended - a true specialist who knows their cars :smokin:

[Bealo]

I'm also with Keith Micheals, exhaust and big brakes declared, great quotes and been with them quite a few years now, highly recommended - a true specialist who knows their cars :smokin:

I totally agree Rich, i'm happy with them and have no intention to change, unless i get it miles cheaper elsewhere :hahaha:

[cslgirl]

Excellent - cheers guys! Will try them all :thumbs:

[TANKSLAPPER]

I recently moved insurance to the Post Office who are agents,

I original told them of the AP brakes when I took out the insurance,

then as I did other upgrades ie exhaust and suspension, they just added it to my policy F.O.C.