I've just re insured Cesil

[J2LTB]

Thought I'd share

After a renewal quote of £418 including Euro breakdown and legal cover I rang around. I'm with Classicline. Last year value was set at £25k. This year I've put it at 35k value. This put Classicline up to £456.
Adrian flux came in at £383 with euro breakdown and 35k value. So I put the emailed quote to Classicline and they have matched the quote. 👍🏼👍🏼👍🏼 They want another £20 for an agreed value which lasts for 2 years.

For a 36 year old I'm quite chuffed with that.

[mattCSLnut]

That's a good quote & sensible Agree value :smokin: Well played Sir :beer:
IMHO Classic line are a better choice CSL insurance of the two :whistle:
FYI you can save the £20 by getting an independent valuation from a BMW garage / Club or Specialist Motor trade which you then forward via e.mail to C.L. with 6 pix of your Cecil IIRC.

[cslsuperfan]

Thought I'd share

After a renewal quote of £418 including Euro breakdown and legal cover I rang around. I'm with Classicline. Last year value was set at £25k. This year I've put it at 35k value. This put Classicline up to £456.
Adrian flux came in at £383 with euro breakdown and 35k value. So I put the emailed quote to Classicline and they have matched the quote. ������������ They want another £20 for an agreed value which lasts for 2 years.

For a 36 year old I'm quite chuffed with that.

Agreed value a little low IMO

£45K would be needed to replace her should the unmentionable happen.

[J2LTB]

That's a good quote & sensible Agree value :smokin: Well played Sir :beer:
IMHO Classic line are a better choice CSL insurance of the two :whistle:
FYI you can save the £20 by getting an independent valuation from a BMW garage / Club or Specialist Motor trade which you then forward via e.mail to C.L. with 6 pix of your Cecil IIRC.

To be honest Matt it seems the easiest way to do it for me. Cars tucked away at the mo. £20 and pics is easy. Cheers though. They have said to fill the forms in and send back via post but I can email the pictures.

Regards the value . It's in top condition now and fbmw history. But 114k. Tricky price point . It's still a decent figure. But your right to replace it tomorrow I'd struggle at that price :banghead:

[pops]

Went with Flux last year as I needed someone to reflect my full no claims on my other car.

Robbing gits! They charged me £60 for an agreed value.

Classic Line quote that will need confirming 30 days prior to renewal is 50% of Flux

[cslsuperfan]

Regards the value . It's in top condition now and fbmw history. But 114k. Tricky price point . It's still a decent figure. But your right to replace it tomorrow I'd struggle at that price :banghead:


No harm in pushing CL to raise your agreed value.

£20 squid and a few iphone pics :smokin:

[mattCSLnut]

Went with Flux last year as I needed someone to reflect my full no claims on my other car.

Robbing gits! They charged me £60 for an agreed value.

Classic Line quote that will need confirming 30 days prior to renewal is 50% of Flux

It's exactly what I was implying in my previous replay mate ;)
The real nightmare with Flux begins if you're unfortunate to have to make a claim with them :banged: Their poor reputation is well documented online :clown:

[mattCSLnut]

Regards the value . It's in top condition now and fbmw history. But 114k. Tricky price point . It's still a decent figure. But your right to replace it tomorrow I'd struggle at that price :banghead:

The 114K mileage shouldn't effect the agreed value too much. At the end of the day it's still effectively below average mileage for a 13 year old car and it's not as if CSLs are as fragile as the Red Racing Fiats ;)
The way I see it with agreed value is... if the worst were to happen tomorrow what's out there at present that would be comparable on condition & provenance as a replacement :smokin:

[Gazza]

!

[J2LTB]

I think I'm right in saying Classicline are one of the only company's to offer the use of NCB on a classic policy. Plus you earn NCD with them 👍🏼

[Gazza]

!

[cslsuperfan]

Perhaps I should clarify, I don't need to use NCB with RH Classics, do Classicline offer the same ?

Gazza

CL are the same, no NCB asked for.

[Marv968]

When I was with RH classics, they wouldnt retain my NCB so it'd expire after two years.

Classic line allow NCB retention.

[Gazza]

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