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View Full Version : Who do you insure your CSL with?


Matt21
19-05-2013, 10:33 PM
Hi guys

Just bought a CSL yesterday, paid a little bit more than I should have, but now have a minter!

Next step is to insure. Any advise where to go? Ideally looking to add my 27 year old son on the insurance too, but if that's cost prohibitive ill leave him off.

Thanks

Bounce
19-05-2013, 10:52 PM
Welcome to the register Matt,myself and quite a few others on here insure our cars through Competition Car Insurance,which includes 5 trackdays per year and its with Aviva.If your not going to be doing any trackdays it probably not worth it to you.;)

CSLScot
19-05-2013, 11:07 PM
Hi Matt, I don't do any track days & I'm with Admiral on a multi-car policy - cost came in pretty competitive with that & reduced a bit in the 2nd year.

73CSL
20-05-2013, 08:03 AM
classicline on a classic policy

s.mac
20-05-2013, 08:13 AM
How does the classic policy work?
Mileage, no claims (do you lose what you have)

Mine will be getting parked up, again, after the trip so really don't need cci.
I would like the option to get out for the odd weekend.

deanobeano
20-05-2013, 08:30 AM
Classicline here also.

deanobeano
20-05-2013, 08:35 AM
How does the classic policy work?
Mileage, no claims (do you lose what you have)

Mine will be getting parked up, again, after the trip so really don't need cci.
I would like the option to get out for the odd weekend.

It's my first time with a classic car policy. As I understand it:

You do not need NCD.
They will 'hold' your NCD and keep it live, ie it will not expire after 2 years of no usage. If you move to another policy that requires it, they will update the NCD (ie add the no of years you have been claim free with them) and give this to your new insurer.

Mileage is agreed as part of the terms - mine is 4000 miles pa.
European breakdown cover is included in mine.

The only question I have is in obtaining a valuation to be covered under the 'agreed value' option.

Matt21
20-05-2013, 07:43 PM
Thanks folks. Plumped for classicline at £430.

Jonnymaz
20-05-2013, 07:47 PM
Also Admiral on a multi car policy. From memory it was about £500 with 10 years no claims.

s.mac
20-05-2013, 07:48 PM
thanks Dean, I will give them a try :)

all those with CCI don't forget to let them know you are going to Europe ;)

s.mac
28-06-2013, 08:11 PM
£320 for classic car in storage with 2 drivers and 5000 miles per year. £250 excess. Result I think :beer:

Yanto
28-06-2013, 08:14 PM
£320 for classic car in storage with 2 drivers and 5000 miles per year. £250 excess. Result I think :beer:

Sheila's wheels ?

Bounce
28-06-2013, 08:17 PM
Sheila's wheels ?:-D

s.mac
28-06-2013, 08:35 PM
:birdman::birdman::smt020:smt020

CraigMillwardCroft
29-06-2013, 02:41 PM
£320 for classic car in storage with 2 drivers and 5000 miles per year. £250 excess. Result I think :beer:
You got there number :thumbs:

s.mac
01-07-2013, 07:10 PM
1st central
Online

Jon8710
01-07-2013, 09:49 PM
Classic line
30 yrs old
Parked on drive
12 yrs ncb
5000k miles
Agreed valuation
£600
£490 if in garage
Not bad.

JBird
02-07-2013, 10:03 PM
Now with classicline on the modern classic policy (after being booted off CCI earlier this year with a days notice for being too young :mad:)

-Garaged in OX29
-5000 miles per year
-32 years old, 12 years ncd, but that never seemed to be taken to account
-Can't remember exactly, but i think i pay 650 ish p/a with a 250 excess. (so overpaying compared to prev post!)

BMW track days are included, and others can be added for 75.

I took up this policy as it seemed like the best alternative to CCI, and they cover european trips up to 90 days, and multiple trips are allowed each year, which was impt for me since the car will spend most of the year in the vaterland.

CraigMillwardCroft
03-07-2013, 04:49 PM
Got a quote from Classic Line for £425, but CCI came in at £419 after calling them, so all sorted new policy starts 13th July and Track day cover for SPA 15/16th result. :thumbs:

pinkpanther008
06-07-2013, 12:35 PM
Hi Craig,

How did you manage to stay with CCI, i hear they are dropping customers like ourselves??

Got a quote from Classic Line for £425, but CCI came in at £419 after calling them, so all sorted new policy starts 13th July and Track day cover for SPA 15/16th result. :thumbs:

CraigMillwardCroft
07-07-2013, 06:01 PM
Hi Craig,

How did you manage to stay with CCI, i hear they are dropping customers like ourselves??
Its and age thing :whistle:

pinkpanther008
08-07-2013, 03:06 PM
Its and age thing :whistle:

Chaps,

After a rather abrupt/rude letter received a few weeks ago and subsequent investigation it appears CCI are dumping customers at the mo, last yr it was a 'commutting' policy issue this year its 'age':banghead:.
A phone call earlier today confirms this (for me) it seems they no longer want to insure the E46M3? A friend mentioned they had also recently dropped a large part of their Lotus business?

Its a shame their ''statistic machines'' dump enthusiasts with cars such as the CSL in with general muggles??

I have subsequently (today) gone with classicline insurance and got my quote down a third for better cover so all is good, i recommend their service, so far!

http://www.classiclineinsurance.co.uk/contact-us/ (http://www.classiclineinsurance.co.uk/contact-us/)

Good luck with your CCI renewal:banghead:

mattCSLnut
08-07-2013, 04:10 PM
Chaps,

After a rather abrupt/rude letter received a few weeks ago and subsequent investigation it appears CCI are dumping customers at the mo, last yr it was a 'commutting' policy issue this year its 'age':banghead:.
A phone call earlier today confirms this (for me) it seems they no longer want to insure the E46M3? A friend mentioned they had also recently dropped a large part of their Lotus business?

Its a shame their ''statistic machines'' dump enthusiasts with cars such as the CSL in with general muggles??

I have subsequently (today) gone with classicline insurance and got my quote down a third for better cover so all is good, i recommend their service, so far!

http://www.classiclineinsurance.co.uk/contact-us/ (http://www.classiclineinsurance.co.uk/contact-us/)

Good luck with your CCI renewal:banghead:


THANX for the update PP :thumbs: Real shame CCI are pushing good business away in such an appalling manner. I'm with them at the moment, over 35 and don't use it for commuting so I've not experience any of the common CCI issues others are having, yet ;).
I've been with them for as long as I've had my Cecil (almost 4 years) and they've always been very good with me. My last years quote was very competitive @ just a shade over £300 so I grabbed it with both hands.
My renewal is at the end of October so I'll see what BS they come up with by then and let everyone know.

pinkpanther008
09-07-2013, 03:17 PM
THANX for the update PP :thumbs: Real shame CCI are pushing good business away in such an appalling manner. I'm with them at the moment, over 35 and don't use it for commuting so I've not experience any of the common CCI issues others are having, yet ;).
I've been with them for as long as I've had my Cecil (almost 4 years) and they've always been very good with me. My last years quote was very competitive @ just a shade over £300 so I grabbed it with both hands.
My renewal is at the end of October so I'll see what BS they come up with by then and let everyone know.

Matt,

They quoted me a 40+yr old requirement as cut-off this year?? :-(
Seems any excuse to dump e46M3, the chap i spoke to referenced to 'new statistics' that put the car in an unfavourable risk category? Guess the base car has become such a bargain performance tool that idiots have purchased and subsequently detroyed, incuring too many losses for Aviva to cope with??
Good Luck!

JBird
09-07-2013, 03:30 PM
I was fairly furious with CCI, as they booted me with a days notice, and I was heading away for the weekend with the CSL when I found out.

I spent a long time on the phone with them, and in the end they said their underwriter had instructed them to get rid of all Lotus and M3 drivers under 35 as soon as their policy next runs out. There was no mention of the age 40, and no mention of commuting as a reasons.

I asked for 1 month extra cover to give me time to find another company and they wouldn't even do that. I just hope classicline don't go doing the same.

benfj180
09-07-2013, 04:01 PM
I had a renewal through from Admiral..........£1100 for CSL 8k miles, fully comp, me age 31, 9 NCB........

Did a comparison on confused, got it insured now with Zenith £580! result!:thumbs:

mattCSLnut
09-07-2013, 11:47 PM
Matt,

They quoted me a 40+yr old requirement as cut-off this year?? :-(
Seems any excuse to dump e46M3, the chap i spoke to referenced to 'new statistics' that put the car in an unfavourable risk category? Guess the base car has become such a bargain performance tool that idiots have purchased and subsequently detroyed, incuring too many losses for Aviva to cope with??
Good Luck!

Oh well that's me buggered then :banghead: come renewal time.
I detest :finga: the Insurance Mafia.

pinkpanther008
10-07-2013, 10:41 AM
Oh well that's me buggered then :banghead: come renewal time.
I detest :finga: the Insurance Mafia.

:beer:

spoonz
19-07-2013, 03:29 PM
Having a small dilemma,

Tried Classicline but as the CSL will be only car until October, they aren't interested.

My current insurer will only give market value and I cant get GAP. I need to plug it with a "guaranteed value" policy for now.

Any ideas?

Straightsix
19-07-2013, 04:23 PM
Hmmm my insurance is up for renewal and I am with AVIVA but am thinking of changing as rather expensive.

Jimbo
19-07-2013, 05:43 PM
I'm moving from Aviva (even though its cheap cos I'm staff) to classic line probably at just shy of £400 to get a guaranteed value + they will give free track day cover for car club organised events apparently.

Tried flux but they didn't class the CSL as a classic :moan:, just peter best to try now to see what they can do.

Straightsix
19-07-2013, 05:54 PM
I'm moving from Aviva (even though its cheap cos I'm staff) to classic line probably at just shy of £400 to get a guaranteed value + they will give free track day cover for car club organised events apparently.

Tried flux but they didn't class the CSL as a classic :moan:, just peter best to try now to see what they can do.

I am a bit careful with some of these smaller insurance companies as they may not pay out in the unfortunate event of a claim. Where as maybe a big company like AVIVA may.

Are you an actuary :-) ?

Jimbo
19-07-2013, 07:01 PM
Don't work near the motor business unfortunately!

I've never had to claim (touch wood) and never had to deal with a smaller insurer, but I'll bear it in mind.

My worry with a market value insurer is that should cesil meet her end, not only would I be distressed, the market value payout would be round the £15k mark per Parkers or equivalent valuation service.

Unless anyones had the unfortunate experience and I'm wrong about the larger insurers.

spoonz
21-07-2013, 10:17 AM
Don't work near the motor business unfortunately!

I've never had to claim (touch wood) and never had to deal with a smaller insurer, but I'll bear it in mind.

My worry with a market value insurer is that should cesil meet her end, not only would I be distressed, the market value payout would be round the £15k mark per Parkers or equivalent valuation service.

Unless anyones had the unfortunate experience and I'm wrong about the larger insurers.

I have same concerns, looking for an insurer who will do guaranteed value.

PS I'll keep an eye for you, from my neck of the woods!

pinkpanther008
22-07-2013, 09:46 AM
Chaps,

I also had concerns with agreed value insurance (which i finally went with).

If its an agreed value i know the 15K 'Parkers market value principle' wont come into effect if i was ever unfortuante enough to have a claim.

....buuuut as CSL values appear to be in good health and rising, would i be able to replace my car at the agreed value @6monthes down the line if CSL replacement cost had risen in value significantly over that period?:banghead:

I guess its a chicken and egg scenario!:(

PP

Neil M
22-07-2013, 11:41 AM
Chaps,

I also had concerns with agreed value insurance (which i finally went with).

If its an agreed value i know the 15K 'Parkers market value principle' wont come into effect if i was ever unfortuante enough to have a claim.

....buuuut as CSL values appear to be in good health and rising, would i be able to replace my car at the agreed value @6monthes down the line if CSL replacement cost had risen in value significantly over that period?:banghead:

I guess its a chicken and egg scenario!:(

PP

I'm curious as to who can establish an agreed value in a rising market.
There is approx a £5K gap in price comparison between NJ and Hexagon,
if you/they use a trade guide you'll be miles out.

However what may be an acceptable figure today, won't buy you a replacement CSL in 6/12 months time.:(

PS: A Classic Car policy is usually applicable to a car when it's 10 years or older, check your birthdays. :)

steveH
23-07-2013, 12:17 AM
Its a minefield but there is hope!!

Most classic car policy providers will consider cars from 10 years (possibly 5 years) old for agreed values, usually associated with limited mileage
With regards the actual valuation the some reputable dealers / Indy's may offer this service but so does BMW Car Club too (01225 709 009)
It is difficult to judge from photos / owners description the value and more so when the model (ala CSL) is rising.
Most valuers will use web based sites like this to gauge the asking prices along with P/H's & traders etc.
Ultimately it is the owners who need to be honest in their descriptions, any failure may result in the value being void (if considered fraudulent value or mis representing the actual vehicle etc). Having the comfort of an agreed value is IMO worth doing each renewal.
Finally bear in mind insurers work on current Market Values so do your homework to provide evidence of values at the time.

Pip1968
23-07-2013, 08:43 AM
An additional point to bear in mind is that valuation on write off is based on private selling prices and not trade.

Pip

s.mac
24-07-2013, 08:18 PM
I went with classic line with an agreed valuation. I just need to get the valuation from BMW or a another.
£330 per year and they will hold your no claims. I explained all the cars I use for daily are in my fleet but I didn't want to lose my personnel no claims.

They were happy with a valuation from CSL register if it was on a letter head.... Mark ?? ;)

Straightsix
26-07-2013, 12:22 PM
I had car insurance with AVIVA for the M3 CS.
Renewal premium was quite high.
Cancelled the old policy.
Taken out a new policy with a few extra items of cover as you never know.
I saved about £1000. Well happy with that. Also saved about £20 per month on BMW Insured Warranty (Comprehensive) :-)

Also I had to remember to cancel cover otherwise they may automatically renew and tell the advisor.

Jimbo
26-07-2013, 01:22 PM
I went with classic line with an agreed valuation. I just need to get the valuation from BMW or a another.
£330 per year and they will hold your no claims. I explained all the cars I use for daily are in my fleet but I didn't want to lose my personnel no claims.

They were happy with a valuation from CSL register if it was on a letter head.... Mark ?? ;)

I asked Elms yesterday if they could provide a valuation, after an initial yes, they cam back and said they could give me a verbal, but 'cannot provide a written valuation for insurance purposes'.

Dont know why, or if this will be all BMW dealers.

Straightsix
26-07-2013, 01:47 PM
I asked Elms yesterday if they could provide a valuation, after an initial yes, they cam back and said they could give me a verbal, but 'cannot provide a written valuation for insurance purposes'.

Dont know why, or if this will be all BMW dealers.

The BMW Car Club GB do valuations for insurance companies.
I don't know how it works, whether is any good and whether insurance companies honour these valuations

Alternative is should be unlucky enough to claim to submit adverts of similar behicles to your and their prices

I don't know whether many insurance companies just pay out the price of M3 CSL same as the market value of any other E46 M3 Coupe or not ?

73CSL
30-07-2013, 12:24 PM
Just got my agrred valuation through from Classic Line

I emailled all the required photos & got the valuation form completed & signed by a local specialist

Also, classic line covered me for my recent trackday with the BMW car club .

So far really impressed :thumbs:

Johnnywb
28-04-2014, 01:21 PM
Rather than start a new thread, resurrecting this one...

Time for my renewal (oh joy).
So;
30 years old
55,000 miles
54 plate
Garaged in DT9 (Dorset)
Increased the value from £28,000 to £34,000
Alcons
Supersprint exhaust
4,000 miles pa (reduced from 5,000 miles last year).
Self & 1 named driver (the old man)

Quote of £534.71 from Pace Ward. Last year it was £653.

Seems reasonable.
Trackday cover has changed though;
UK days - £98 per day
European - £113 per day
the Ring - On request. Closed days only. You need to know the dates and event organiser before they'll quote.

Will get a couple of quote to compare and post them up for reference.

Classic Line: £527.44 with a £350 excess.
Trackdays on referral, but they say typically they'll cover 3 in the UK and a 'small' charge for Europe.

Waiting for Need2Insure to give me a call back.

JBird
28-04-2014, 01:47 PM
With classicline, 650 p/a for a 32y.o. limited to 5000miles. Ended up with them as CCI booted all their under 35s last year.

Considering shifting to Equity Red Star, they are a similar price but have 5 trackdays included on a host of UK tracks and any FIA approved European track (Ring excluded).

I use Need2Insure as a broker and have found them to be very helpful.

Marv968
28-04-2014, 02:13 PM
Ended up with them as CCI booted all their under 35s last year.


Who are CCI?

Neil M
28-04-2014, 02:37 PM
Who are CCI?

'Competition Car Insurance' used to be the main insurer for the CSL until they stipulated over 35's only. :clown:

Marv968
28-04-2014, 02:52 PM
Cheers, next time I renew my insurance, I'll be 35, which is why I asked!

Das Chin
28-04-2014, 05:05 PM
Just got my agrred valuation through from Classic Line

I emailled all the required photos & got the valuation form completed & signed by a local specialist

Also, classic line covered me for my recent trackday with the BMW car club .

So far really impressed :thumbs:

am with classic line too.

agreed value, 2000 miles per annum, locked garage etc....

AP BBK all round declared and has NO impact on policy as they see it as a good thing. changes to power and appearance do load up a policy.

£150 per annum. I am 40 years old. live in Kent not London though.

great company and great value.

Johnnywb
29-04-2014, 11:22 AM
Just added Classic Line quote in to my previous post.

s.mac
29-04-2014, 04:04 PM
£150 a year? Are you joking?
The robbing bastards are having me over if you're not....
Just shy of £500 and the car is in a locked warehouse/compound with 24hr security and it doesn't fucking move.

CraigMillwardCroft
29-04-2014, 04:20 PM
£150 a year? Are you joking?
The robbing bastards are having me over if you're not....
Just shy of £500 and the car is in a locked warehouse/compound with 24hr security and it doesn't fucking move.

But its up north :whistle:

mattCSLnut
29-04-2014, 06:32 PM
am with classic line too.

agreed value, 2000 miles per annum, locked garage etc....

AP BBK all round declared and has NO impact on policy as they see it as a good thing. changes to power and appearance do load up a policy.

£150 per annum. I am 40 years old. live in Kent not London though.

great company and great value.

£150 all in per year is extremely good value Nick :thumbs: Are you on the "Modern Classic" or the "Future Classic" policy ? and what level of "Agreed value" did you set yours at ?
Last time they quoted me it was just a smudge over £300 on a very similar set up to yours. I must get another quote :whistle:

Das Chin
29-04-2014, 06:54 PM
its a market value set at max of 25k matt. I need to sort out an agreed value with pics n that so that's in the post.
that includes breakdown and green card for 90 days if you need it. plus the declared BBK mods.
great bunch over there.

mattCSLnut
29-04-2014, 07:05 PM
its a market value set at max of 25k matt. I need to sort out an agreed value with pics n that so that's in the post.
that includes breakdown and green card for 90 days if you need it. plus the declared BBK mods.
great bunch over there.
Cheers Nick :beer: I'm going to have to get another quote from C.L. and aim for your £150 quote :smokin:

Pip1968
02-05-2014, 09:06 AM
Being someone over 40 I was quite shocked to get my renewal from CCI and find a large increase from last year. The CSL came out at £662 and GT3 at £745 both with full NCB and limited mileage ~3,000 pa. The increase was something like 25% over last year.

I thought that with the disappearance of the difference between male and female premiums that premiums were supposed to be coming down.

Pip

Fasteddie
04-05-2014, 01:47 PM
blimey, just renewed with CCI at just under £400. 4000miles, 5yrs NCD, haven't even stated garaged as it isn't always but I do have a large excess to help bring the premium down. The insurance isn't live yet I don't think so I need to check Classic Line

Fasteddie
04-05-2014, 01:50 PM
in fact I don't see excess amounts on these prices and it does make a huge difference to the premium.

$w!ft
22-04-2015, 04:04 PM
Having some trouble finding a good insurer for my CSL. I've tried Classic line as that seems to be the most popular on the forum but they won't insure me on the CSL as I'm under 30.

What are my options?

Sky Insurance? CCI? Adrian Flux? Any younger CSL owners care to share?

Also I want to get insured on an agreed value, as going by webuyanycar.com (apparently what most insurers use for payouts) my 30k mile CSL is worth £13,000...

billyboysm3
22-04-2015, 04:14 PM
CCI insured me before they booted me out, now with Classicline but over 30 now :(

I just went onto compare the market and best one was for £250.

cslsuperfan
22-04-2015, 10:44 PM
Cheers Nick :beer: I'm going to have to get another quote from C.L. and aim for your £150 quote :smokin:


Matt, I thought, at the time, I had a competitive from CL and took the policy -


Agreed Value; 35K

3000 miles per annum

£412

48 Years young.

mattCSLnut
22-04-2015, 10:51 PM
Matt, I thought, at the time, I had a competitive from CL and took the policy -


Agreed Value; 35K

3000 miles per annum

£412

48 Years young.

Not a bad quote Ben :thumbs: everything considered ;) but you need to up the Agreed value of your Cecil to at least £40K :smokin:

cslsuperfan
22-04-2015, 11:05 PM
Not a bad quote Ben :thumbs: everything considered ;) but you need to up the Agreed value of your Cecil to at least £40K :smokin:

Agreed

Especially as Shimmy's hatched the fool proof plan to increase CSL values by 100%!!!

J77
22-04-2015, 11:09 PM
Being 31 I'm glad I've got another reason to not renew with CCI as they NEVER answer the bloody phone.

cslsuperfan
22-04-2015, 11:18 PM
Being 31 I'm glad I've got another reason to not renew with CCI as they NEVER answer the bloody phone.


Classic Line certainly worth a call

Aftersales service has been 100% satis

Returning emails promptly despite having already received full payment.

Bounce
23-04-2015, 05:40 PM
I've also gone to Classicline,£320 a year and 32k agreed value.;)

nw99
23-04-2015, 05:43 PM
Adrian Flux

toenheel
23-04-2015, 07:00 PM
29, 5,000 miles with classic line £640. Guaranteed value yet tbc.

nw99
23-04-2015, 07:04 PM
54 , 3000 miles guaranteed value . AF £530

toenheel
23-04-2015, 07:25 PM
Having some trouble finding a good insurer for my CSL. I've tried Classic line as that seems to be the most popular on the forum but they won't insure me on the CSL as I'm under 30.

What are my options?

Sky Insurance? CCI? Adrian Flux? Any younger CSL owners care to share?

Also I want to get insured on an agreed value, as going by webuyanycar.com (apparently what most insurers use for payouts) my 30k mile CSL is worth £13,000...


Im 29, 30 in November yet they are willing to insure me?

toenheel
30-04-2015, 08:07 PM
Classic line have guaranteed my value at £40,000 for a 04 csl in sg, 55k miles.

Bounce
30-04-2015, 08:52 PM
Classic line have guaranteed my value at £40,000 for a 04 csl in sg, 55k miles.Nice one mate :thumbs:

pops
30-04-2015, 08:59 PM
AF

Agreed value £35K

73000 miles

£620

Went with them as they mirrored my NCB from the GP

SJA
30-04-2015, 09:17 PM
Just about to switch to Classicline, £298 with an agreed value of 40k.

Not to bad imo.

$w!ft
08-05-2015, 04:22 PM
Ok so I've finally managed to sort out my insurance.

Many thanks to Paul from Need to Insure who found the best deal for me. I would recommend him to anyone who's currently looking. He knows about our CSL's (and their recent price hikes).

Agreed value over £50k, modifications listed, trackday cover (5 trackdays a year) and I'm under 30.

CraigMillwardCroft
28-05-2015, 06:06 PM
Just been quoted £400 with agreed value of 50K and 3000miles a year with Classicline, but they do not use NCB does this seem a good value, but do track day cover. car has only done 21600 miles.

s.mac
28-05-2015, 07:40 PM
Craig they hold your NC, what you paying a year?
Mine is due soon, I'm at agreed value of 30k, at 53,000 I think, looks like I should up it. Due you need a proper valuation ?

Bounce
28-05-2015, 07:43 PM
Craig they hold your NC, what you paying a year?
Mine is due soon, I'm at agreed value of 30k, at 53,000 I think, looks like I should up it. Due you need a proper valuation ?They will do it for you Steve,send a few pics of your car and a couple of adverts of other cars with roughly the same mileage,tell them what you would like and bobs your uncle,you should be at least 40k now;)

s.mac
28-05-2015, 07:45 PM
Cheers mate :)

Yanto
28-05-2015, 09:32 PM
Does this agreed value thing really work ?

I just upped mine to £35k estimate, me and wifey, 6k miles, E14 war zone and it came in at £1200 and change.

If anything happens and they get a bit funky with payout, I'll just insist they find me one ?

s.mac
28-05-2015, 10:40 PM
How much! I would sell mine tomorrow if I paid that!
I'm sure I pay less than £250

mattCSLnut
28-05-2015, 11:25 PM
Does this agreed value thing really work ?

I just upped mine to £35k estimate, me and wifey, 6k miles, E14 war zone and it came in at £1200 and change.

If anything happens and they get a bit funky with payout, I'll just insist they find me one ?

Yes it does mate so long as you've got the £35K value agreed on paper as £35K estimated value is just that... an estimate.
Overall it's best to get it agreed value as if the worst were ever to happen it's a straight pay out, minus your excess + you should get the first refusal on salvage, if a rebuild is a viable option.

$w!ft
10-06-2015, 01:06 AM
Does this agreed value thing really work ?

I just upped mine to £35k estimate, me and wifey, 6k miles, E14 war zone and it came in at £1200 and change.

If anything happens and they get a bit funky with payout, I'll just insist they find me one ?

If you insure your car with Admiral or any normal company and you put the estimate at around 35k, if you car gets totalled they will use a website like webuyanycar.com to calculate the value of your vehicle!

Have a guess what the CSL is worth on that website...

glendog74
15-06-2015, 12:26 PM
Just switched to Classic Line:

04 CSL, 81k miles, 3k miles/year, me + missus named drivers, agreed value £33k, European breakdown cover - £361

Only a little more than my previous insurer CCI who would not commit to an guaranteed value and came without breakdown cover.

:thumbs:

scoobs998
24-08-2015, 12:36 PM
Renewal time here, Classicline £372 with 4k annual miles & £35k guaranteed value, only slight drawback they now dont include euro track days which would be extra at £200 per day! Anyone else familiar with this / options?

Kev

nw99
24-08-2015, 02:09 PM
Adrian Flux with guaranteed value

Matt21
24-08-2015, 06:45 PM
Renewed recently. 65k, APs, SS, £42000. Guaranteed value, no qualms

Mark1
02-10-2015, 07:19 AM
Quickly looking through this thread Adrian Flux and Classicline seem to be the companies of choice. Are there any others to try? I'm looking for agreed value and trackday cover.

Bounce
02-10-2015, 10:01 PM
Don't think many will beat Classicline at the moment,agreed value and trackday cover ;)

Has csl
03-10-2015, 02:49 AM
You could try RH classics, 42k agreed value, 500 squid, European breakdown cover, trackday cover. Bit steeper than classicline, but there's always next year

mattCSLnut
03-10-2015, 10:40 AM
Don't think many will beat Classicline at the moment,agreed value and trackday cover ;)

Bret's right :beer: I've just renewed with "Classic Line" (in the last hour) for well under £300 with up to date Agreed Value and 1500 miles limit (which I'm very unlikely to use) :banghead:
If you're a paid up member of CSLR don't forget to mention this to C.L. during the quotation process as it offers considerable discount :smokin:

Mark1
03-10-2015, 06:32 PM
Thanks guys.

Quoted £405 with 3k PA, AP's, Sports Exhaust, agreed value. The brakes and exhaust add 15% to the premium.

mattCSLnut
03-10-2015, 07:33 PM
Thanks guys.

Quoted £405 with 3k PA, AP's, Sports Exhaust, agreed value. The brakes and exhaust add 15% to the premium.

Exercise the Donate button to become a fully paid up CSLR Member and you'll get your 15% increase balanced out if you mention your new CSLR status :thumbs: